Terms of Use

These Terms of Use govern your use of the First Nation Approvals website located at firstnationapprovals.ca (the "Website"), operated by Drive Nation Auto Group ("First Nation Approvals," "we," "us," or "our"), a licensed motor vehicle dealer in Langley, British Columbia.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Website.

1. Nature of Service

First Nation Approvals is a vehicle financing referral and facilitation service, not a direct lender. We work with a network of Canadian lending institutions and connect applicants with lenders suited to their financial circumstances. We do not guarantee financing approval. All financing is subject to lender approval, credit adjudication, verification of information provided, and applicable terms and conditions of each lending institution.

The phrase "On Approved Credit" (OAC) applies to all financing references on this Website. Approval amounts, interest rates, and terms vary based on individual credit history, income, employment, and lender criteria.

2. Eligibility

To use this Website and submit an application, you must:

• Be at least 18 years of age
• Be a Canadian resident legally entitled to enter into binding contracts
• Provide accurate, complete, and truthful information in your application

3. Accuracy of Information

You agree to provide accurate, complete, and current information when submitting an application. Providing false or misleading information is a violation of these Terms and may constitute fraud under Canadian law, including the Criminal Code of Canada. We reserve the right to reject or cancel any application where false or misleading information is suspected.

4. No Guarantee of Approval

Submission of an application through this Website does not guarantee financing approval. Pre-qualification estimates and ranges displayed on this Website are illustrative only and do not constitute an offer or commitment to lend. Final terms are determined by the lending institution following a complete credit and income review.

5. Intellectual Property

All content on this Website — including text, graphics, logos, images, and software — is the property of Drive Nation Auto Group or its licensors and is protected by Canadian copyright law. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.

6. Acceptable Use

You agree not to:

• Use this Website for any unlawful purpose
• Submit applications on behalf of another person without their explicit consent
• Attempt to gain unauthorized access to any part of the Website or its systems
• Use automated tools, bots, or scrapers to access the Website
• Transmit any harmful, malicious, or disruptive code

7. Third-Party Links

This Website may contain links to third-party websites, including lender portals and regulatory resources. These links are provided for your convenience only. First Nation Approvals does not endorse and is not responsible for the content or practices of any third-party website.

8. Limitation of Liability

To the maximum extent permitted under the Business Practices and Consumer Protection Act (BC) and applicable Canadian law, First Nation Approvals is not liable for:

• Any indirect, incidental, or consequential loss arising from use of this Website
• Errors, inaccuracies, or omissions in Website content
• Temporary unavailability of the Website
• Actions or decisions of lending institutions in connection with your application

Nothing in these Terms limits our liability for fraud, personal injury caused by our negligence, or any liability that cannot be excluded under applicable BC consumer protection law.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of British Columbia and the applicable laws of Canada. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of British Columbia.

10. Motor Dealer Licensing

Drive Nation Auto Group is licensed under the Motor Dealer Act (BC) and registered with the Vehicle Sales Authority of British Columbia (VSABC). VSABC registration information is available upon request.

11. Changes to Terms

We may update these Terms from time to time. The effective date at the top of this page will reflect the date of the most recent revision. Continued use of the Website after any changes constitutes acceptance of the revised Terms.

12. Contact

First Nation Approvals
Drive Nation Auto Group
Langley, BC
Email: areeb@drivenationautogroup.ca